Our Team
David Shober
Financial Advisor
Using the most sophisticated financial planning tools currently available David assists his clients with the following:
- Investment management
- Cash flow analysis
- Retirement planning
- Estate planning
- Insurance assessments and planning
- College planning
“I believe in developing and maintaining a solid relationship based on trust and integrity to help my clients achieve what’s truly important in their lives.”
David Shober is an Investment Adviser Representative with Kestra Investment Services, LLC and has been a Financial Advisor since 2001.
Stephen Zelcer
Federal Benefits Expert
Stephen Zelcer is the source of Financial Education for Federal Employees. He stands at the intersection between your Federal Benefits and your personal finances and advises you on how to integrate your Federal benefits with the rest of your financial life, guiding you in what you could or should be doing.
Stephen has been working with federal employees at all GS levels, including executives and judges, since 2007.
He has helped hundreds of Federal Employees.
Steve Collins
Financial Advisor
For more than 20 years, Steve has helped individuals, families, federal employees, business owners, and retirees make informed financial decisions and work toward their long-term goals. As a financial advisor held to the fiduciary standard, he is committed to providing thoughtful guidance and personalized strategies that help clients navigate life’s financial complexities with confidence.
Steve specializes in comprehensive financial planning, retirement income planning, investment management, and wealth preservation. He works with a wide range of clients, including high-net-worth individuals and families, helping them address important considerations such as retirement readiness, tax-efficient planning, estate and legacy goals, and risk management. Clients appreciate his ability to explain complex financial topics in a straightforward and understandable way.
Steve has extensive experience working with federal employees and understands the unique benefits and retirement planning opportunities available through federal service. Over the years, he has helped many federal employees make informed decisions regarding their retirement benefits, Thrift Savings Plan (TSP), pension options, and overall retirement strategy.
In addition, Steve has built longstanding relationships within the first responder community. As the son of a retired Montgomery County police officer, he has a personal appreciation for the challenges and opportunities facing law enforcement officers, firefighters, and other public servants. This background has helped him better understand the financial decisions many first responders encounter throughout their careers and into retirement.
At the heart of Steve’s practice is a simple belief: financial planning should help people feel more confident about their future and more prepared for the decisions ahead.
Our Approach:
Organize. Strategize. Maximize.
Financial planning doesn’t have to be complicated.
Our team helps clients organize their financial lives, develop thoughtful strategies, and make the most of the opportunities available to them. Through a personalized fiduciary approach, we work to simplify complexity, provide clarity, and help clients stay focused on what matters most.
Susan Redding
Office Manager
With more than 40 years of professional experience, Sue has built her career on a foundation of organization, client service, and operational excellence. Her background in the hospitality industry provided extensive experience in financial management, budgeting, and coordinating the efficient operation of multiple departments, while fostering a strong commitment to exceptional customer service.
As Office Manager at SZC Financial, Sue works closely with the firm’s advisors to support both the organization and the clients it serves. Sue maintains the firm and client records, coordinating client meetings and annual reviews, managing daily office operations, and assisting with the planning and execution of client events. She is dedicated to creating a seamless and welcoming experience for every client while ensuring the office operates efficiently and effectively.
Throughout her career, Sue has enjoyed collaborating with diverse teams, building meaningful relationships, and providing the organizational support that helps businesses thrive. Her attention to detail, commitment to service, and focus on client satisfaction have been instrumental in fostering trust and supporting long-term client relationships.
Sue believes success is measured not only by results, but also by the trust that is earned, the integrity that is demonstrated, and the positive impact made on those served. She is committed to helping clients feel welcomed, supported, and confident in their experience with the firm.
Daniel Avnaim
Financial Management Associate
Daniel Avnaim is a Service Advisor with SZC Financial, where he works with individuals and families to help them pursue their long-term financial goals. In his role, Daniel assists with investment management, retirement planning, portfolio analysis, and ongoing client service, helping clients navigate important financial decisions with confidence.
A native of Rockville, Maryland, Daniel graduated from Thomas S. Wootton High School before earning a Bachelor of Science in Finance from San Diego State University’s Fowler College of Business. He holds the Series 7 and Series 66 securities licenses and is committed to providing personalized guidance and exceptional service to every client relationship.
In his spare time, Daniel enjoys spending time at the beach, hiking, and traveling.
“I believe that financial success is not just about numbers, but about understanding and achieving your personal goals. My mission is to provide our clients with the guidance and tools they need to build a successful future.”